An app to improve personal finances is a digital tool that helps you manage your money more effectively, setting financial goals, controlling your expenses and making informed decisions about your money. There are many applications with this profile, but each one aiming for a “different path”: conventional savings, real estate investment, mutual funds, stocks, among others.
In the second of these options, a separate trend has emerged: proptech. Proptech is a term that arises from applying technological advances to the real estate sector, that is, It is the combination of prop (property) and tech (technology).
Propital, for example, has just launched its completely free app, which seeks to transform personal finance management into guaranteed success. This topic is becoming increasingly relevant in today's world, where with a good look at earnings and expenses, you can automatically improve the way you move your money, considering savings, even purchasing assets, or reorganizing resources to get out of possible debts. Propital developed the app, precisely, because it calls itself “proptech” within that market.: They have a highly digital and technological approach.
How does the proptech application work?
Among the options of the app, which is available on Android and iOS, is “total organization”, which is a complete record of your assets and liabilities to have a complete view of your financial situation. In addition, You can review personalized recommendations based on your profile, receiving specific tips and suggestions to improve your finances.
![Proptech: what it means and how apps are contributing to this trend Your Infonavit savings are generated with the contributions that your employer makes every two months, equivalent to 5% of your salary.](https://www.fayerwayer.com/resizer/v2/QEVV3SEUE5HMJEAHXRETRH77XQ.jpg?auth=25a46787e92590b1371f4fe680e035bf338969dc77ceb163b6a9693fd1e3cfdf&width=800&height=533)
In addition to being able to explore selected investments that fit your profile, offering financial growth supported by Propital, you have the option to carry out real-time monitoring of all your resources, being able to more accurately identify your profits, but also your leaks. money. In the background, This free app is the necessary co-pilot to maintain order and not fall into excessesbeing able to save or invest thanks to detailed analysis,” explains Francisco Rocha, CEO of Propital Chile.
Online financial education
If you are looking to learn, The “Academy” section is also available, where you can find investment courses, financial systems, concepts. The topic of real estate investment also has free courses, which teach you, for example, how to move your resources with various economic incentives, avoiding having to consider large sums when paying the down payment.
![Proptech: what it means and how apps are contributing to this trend App Propital](https://www.fayerwayer.com/resizer/v2/GH5ZY73J2JEAFJBGXAU2YWA5RI.png?auth=686c492ed6659f548369e918462b1531a8cb8acc35bc223bb5f76348a9b19f02&width=800&height=351)
Finally, This application joins the digitalization of traditional processeswhere property searching, contract signing, property management and real estate financing are also carried out 100% online. “As a proptech, we seek to modernize and improve traditional processes in the real estate industry through the implementation of innovative technologies,” concludes Rocha.
![Proptech: what it means and how apps are contributing to this trend Digital chart of market investment.](https://www.fayerwayer.com/resizer/v2/UE5AOPSRJVDEDO4D57NOD7CGWY.jpeg?auth=89ed5b0e8e72a1d489b118729136b1eec86faf277908185333fefa836fc6a199&width=800&height=532)
On the other hand, if you are looking to invest part of your resources, The app has a section for “investments tailored to your needs”where you can discover investment opportunities tailored to your profile, thanks to its real estate catalogue. Simulators of this type, which are also found in other types of applications, such as those for long-term investments, allow you to calculate your investment and have a rough idea of how it will behave in the coming years: technology optimising your resources.
![Proptech: what it means and how apps are contributing to this trend App Propital](https://www.fayerwayer.com/resizer/v2/SAO2PZG7S5HBDJ2LEOKTF722OE.png?auth=4e577803d03f3a593f77312f9b22949c8939fdb0181aac1a252764a5b4b29e75&width=800&height=779)